From Chaos to Clarity

How a fast-growing FinTech company operating in emerging markets built cross-functional alignment and operational excellence with a customized OKR rollout—empowering teams to localize goals, balance priorities, and scale effectively.

OKR Adoption Rate
Company-wide across all major functions
Company-Wide
Strategic Alignment and Execution Rhythm
Improved
Operational Rigor, Ownership, and Collaboration
In This Case Study
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Challenge

Scaling with Structure in an Emerging Market

Tala, a mission-driven FinTech company, had extended credit to more than 5 million customers in underserved economies—but with a $145M Series E funding round and rapid team growth, they faced challenges typical of a fast-scaling, matrixed organization.

With cross-functional teams working across global markets and no established playbooks for their industry, Tala needed to:

  • Achieve Strategic Clarity: Define clear company-wide objectives and enable teams to align locally while pursuing shared goals.
  • Build Operational Discipline: Improve planning, ownership, and project visibility across distributed teams.
  • Foster Collaboration: Maintain their supportive culture while increasing rigor in asynchronous, cross-functional execution.
  • Enable Sustainable Growth: Introduce an execution rhythm that supports speed, iteration, and adaptability in a fast-evolving market.
“We’re a heavily matrixed organization in a nascent, fast-evolving industry. We chose to introduce OKRs to gain alignment, starting at the top of the company and flowing into various functions throughout the organization.” — Ishan Gupta, Senior Vice President of Operations, Tala

The Solution: A Tailored, Four-Phase Rollout

From Executive Alignment to Team Activation

Tala partnered with Wave Nine to implement a 4-phase OKR rollout that combined top-down alignment with bottom-up adoption—designed to fit Tala’s unique organizational structure and growth stage:

  • Phase 1: Executive Workshops & Training
    Wave Nine worked directly with senior leadership to define company-level OKRs and set a strategic direction.
  • Phase 2: Mid-Level Leadership Enablement
    50+ directors and managers were trained to localize OKRs and manage cross-functional dependencies.
  • Phase 3: Cross-Functional Team Activation
    Six core teams engaged in OKR workshops, tailoring goals to their workflows while ensuring vertical and lateral alignment.
  • Phase 4: Company-Wide Integration
    With check-ins, systems, and rituals in place, Tala activated a consistent operating rhythm—enabling better decision-making, faster issue escalation, and stronger team ownership.

By adapting OKR best practices to their context, Tala created a results-focused culture that balances structure with flexibility—laying the groundwork for continued innovation and investor confidence.

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Philipp Schett - Founder & Managing Partner of Wavenine
"You know your business. We know execution. In our first call, we'll connect the two."
Philipp Schett
Founder & Managing Partner